If You’re on Medicare and Need Therapy, This Is the Year to Take the First Step

Key Takeaways
In 2025, Medicare expands mental health services with broader provider access, permanent telehealth options, and new cost protections.You may now receive therapy from a wider range …
You Paid Into Medicare for Decades, and Now You’re Paying Again Just to Use It

Key Takeaways
Even though you paid Medicare taxes during your entire working life, using Medicare in retirement still requires monthly premiums, deductibles,
The Worst Medicare Advantage Plans Don’t Just Disappoint—They Delay, Deny, and Disrupt the Care You Deserve

Key Takeaways
Medicare Advantage plans with low star ratings often bring frustrating delays, denials, and disruptions that interfere with timely, high-quality care.Even plans that appear affordab…
Best Medicare Advantage Plans Might Save You Money—But Not If You Need These Services

Key Takeaways
While Medicare Advantage plans often offer low monthly costs and added benefits, they may not fully cover the specific services you expect to use most often.Some plans with high CMS…
You Can’t Predict Every Medical Cost in Retirement, But These Medicare Expenses Are a Near Guarantee

Key Takeaways
Medicare covers a wide range of medical services in retirement, but there are predictable expenses you should plan for every year.Understanding your guaranteed out-of-pocket Medicar…
The Worst Medicare Advantage Plans Don’t Show Their True Colors Until You’re Midway Through a Health Crisis

Key Takeaways
Some Medicare Advantage plans advertise broad coverage but severely restrict access t…
A New Medicare Rule in 2025 Might Affect Your Access to At-Home Mental Health Visits

Key Takeaways
Starting October 1, 2025, Medicare requires an in-person mental health visit every 12 months to continue receiving at-home telehealth services.Telehealth remains covered under Medic…
You Might Regret Not Reading the Fine Print on Your Medicare Plan—Especially When the Bills Roll In

Key Takeaways
Many Medicare enrollees overlook critical cost-sharing details in their plan documents, only to discover unexpected expenses later.Understanding the fine print on your
The Worst Medicare Advantage Plans Can Cost You More in Stress Than They Save in Premiums

Key Takeaways
A low monthly premium does not guarantee long-term savings if your Medicare Advantage plan comes with high
Even the Best Medicare Advantage Plans May Not Pay What You Expect When It Matters Most

Key Takeaways
Medicare Advantage plans may look attractive on the surface, but coverage limitations and cost-sharing rules can lead to u…