The One Question That Changes Everything When Choosing Advantage or a Supplement Plan

Key Takeaways
The core question when choosing between Medicare Advantage and Medicare S…
What To Look For First When Plan Materials Feel Too Long To Read

Key Takeaways
Focusing on a few essential parts of your plan materials helps you make clearer decisions during AEP.Prioritizing sections that affect your costs, coverage, and yearl…
If You Think Medicare Part A Covers Long-Term Care in 2025, You’re in for a Big Surprise

Key Takeaways
Medicare Part A does not provide long-term care coverage beyond a short, medically necessary stay in a skilled nursing facility.Understanding the limits of Medicare in 2025 can help…
The Features in Medicare Advantage That Sound Great (But Need a Closer Look)

Key Takeaways
Medicare Advantage plans offer many attractive features, but it’s essential to understand what you’re actually getting—and what may come with restrictions or conditions.Benefi…
Before You Choose A Plan, Know How Medicare Is Wired Behind The Scenes

Key Takeaways
Medicare is not a single entity; it’s a structured program with multiple agencies, laws, and stakeholders shaping your cov…
What Beneficiaries Often Misunderstand About Annual Cost Changes

Key Takeaways
Many annual Medicare cost changes affect you differently depending on how often you use certain services ra…
Prescription Costs Are a Big Deal—Here’s How Medicare Part D Can Help (or Hurt)

Key Takeaways
Medicare Part D in 2025 includes critical updates like a $2,000 out-of-pocket cap for prescription drugs, which can significantly ease your annual medication costs.Choosing the righ…
The Medicare Part A Benefits That Sound Generous—Until You’re Actually Admitted

Key Takeaways
Medicare Part A may appear to offer wide-ranging hospital benefits, but the fine print reveals considerable gaps in coverage that could lead to unexpected out-of-pocket costs.Unders…
What Happens If You Skip Your AEP Review Entirely And Why It Can Hurt

Key Takeaways
Skipping your Annual Enrollment Period review can lea…
What To Reevaluate Every Year To Stay Ahead Of Medicare Adjustments

Key Takeaways
Reviewing your current Medicare coverage each y…