Every New Medicare Enrollee Thinks They Understand It—Until Reality Hits Mid-Year

Key Takeaways
Many new Medicare enrollees misunderstand critical aspects of their coverage until they need care mid-year and encounter unexpected costs or denials.Knowing how enrollment periods, …
Why That Low Premium on Your Advantage Plan Might Hide a Costlier Surprise Later

Key Takeaways A low monthly premium on a Medicare Advantage plan often comes with higher out-of-pocket expenses when you need care, especially for hospital stays, specialist visits, or long-term treatment.
Why Knowing the Fundamentals of Medicare Is Your Best Defense Against Expensive Surprises

Key Takeaways
Understanding Medicare basics in 2025 can prevent unexpected out-of-pocket costs and coverage gaps.Knowing how the different parts of Medicare work together helps you avoid penaltie…
If You’re Picking a Medicare Advantage Plan Based on Perks Alone, Read This First

Key Takeaways
Extra perks offered by some Medicare Advantage plans may distract …
The Worst Medicare Advantage Plans Trade Your Flexibility for Features That Look Good But Rarely Deliver

Key Takeaways
The worst Medicare
Why Medicare Advantage Plans Can Cost Less Monthly But More When You’re Really Sick

Key Takeaways
While Medicare Advantage plans often advertise
The Calendar Behind Medicare Enrollment Is More Complicated Than It Should Be

Key Takeaways
Missing Medicare enrollment dates can result in permanent penalties or delays in coverage.Medicare enrollment isn’t a one-time window. There are multiple enrollment periods th…
What You Think You Know About Medicare Is Probably the Part That Changes Most Often

Key Takeaways
Medicare rules evolve more frequently than many people expect, especially around costs, enrollment periods, and
How to Avoid the Medicare Enrollment Penalty That Keeps Adding Up Year After Year

Key Takeaways
Medicare late enrollment penalties are not one-time fees. They increase the lo…
These New Part D Rules Could Save You Thousands—or Leave You Underinsured

Key Takeaways
In 2025, Medicare Part D has undergone major reforms, including a $2,000 annual cap on out-of-pocket drug costs, which cou…