That Medicare Card in Your Wallet Doesn’t Mean You’re Safe From Expensive Medical Bills Later

Key Takeaways
Simply having a Medicare card doesn’t mean you’re fully covered; unexpected costs can still add up quickly, especially for outpatient care, hospital stays, and prescriptions.
Before You Assume Medicare Will Handle Everything, Look Closer at the Annual Costs Most People Overlook

Key Takeaways
Even with Medicare, you are likely to face several out-of-pocket costs each year that aren’t always obvious upfront. These include deductibles, coinsurance, non-covered services, and prescription e…
Can You Really Get Consistent Therapy with Medicare? It Depends on These Key 2025 Updates

Key Takeaways
In 2025, Medicare covers a broader range of mental health services, including therapy with licensed mental health counselors and marriage and family therapists.Consistency of care d…
Medicare Now Covers More Mental Health Services, But Good Luck Finding a Participating Therapist

Key Takeaways
Medicare now covers more mental health services in 2025, including visits to marriage…
If Medicare Is Supposed to Be the Affordable Option, Then Why Are There So Many Surprise Charges?

Key Takeaways
Medicare often seems affordable upfront, but ongoing and hidden costs can lead to significant financial surprises.Understanding each part of Medicare and its limitations is essentia…
If You’re Not Paying Attention to the Fine Print, Medicare Can Quietly Drain Your Savings Over Time

Key Takeaways
Medicare has many cost-sharing requirements, enrollment rules, and benefit limitations that can gradually eat into your re…
Medicare Part B Offers Mental Health Services—But Knowing the Details Can Make All the Difference

Key Takeaways
Medicare Part B covers a wide range of outpatient mental health services in 2025, including therapy, screenings, medication management, and treatment programs.Understanding coverage…
Don’t Let Medicare’s Mental Health Coverage Confuse You—Here’s What You Should Really Expect

Key Takeaways
Medicare does cover mental health care, but the benefits vary by part (A, B, C, and D) and can come with unexpected costs, conditions, and limitations.Finding a provider who accepts…
You’re Still Working Just to Afford Medicare Premiums—Here’s Why That’s Happening to More and More Retirees

Key Takeaways
Medicare premiums in 2025 continue to rise, with Part B alone costing $185 per month and additional out-of-pocket charges for Parts A and D leading many retirees to remain in the workforce.
How Medicare’s Complex Structure Can Leave Retirees Paying Far More Than They Planned or Budgeted

Key Takeaways
Despite its reputation for reducing healthcare costs, Medicare often comes with signi…